Posted on Oct 11, 2018

David G Sayles Insurance Services

A general liability policy only covers so much, and that’s where an umbrella policy comes into play. As a small business owner, you need to know your exposures and how to protect them, and while commercial umbrella insurance isn’t a requirement, your clients might require you to have high coverage limits. If your business has more than one type of underlying business insurance, including commercial auto liability and employer’s liability, an umbrella policy will supplement what they can’t protect. Having commercial umbrella insurance could make a huge difference in the event of a situation that can’t be avoided.